Broker Check

Insurance and Financial Services

 Congratulations on your decision to be an entrepreneur. As we're sure you know, business ownership is an exciting endeavor. However, without proper planning, the life of a business can be short and costly. To ensure you have properly planned for the protection of your business, we would like to offer our assistance as a Business Solutions Specialist, MPower Street Financial, a broker-dealer of National Life Group.

 

Together with National Life Group, representatives of MPower Street Financial, work with small- and mid-sized business owners to help them create long-term strategic planning. Through our affiliated companies we can offer solutions to help avoid some of pitfalls that can prove detrimental to your business.  These include:

 

  • Improving your business’s long-term tax position
  • Retaining key employees and keeping them from becoming your competition.
  • Incorporating an exit strategy into your business plan.
  • Protecting your family and personal assets from unforeseen circumstances involving your business.
  • Ensuring a smooth transition of ownership should a key individual be lost unexpectedly.

 

To Book an Appointment Click Here!
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Qualified Plans

  • Current Tax Deduction
  • Contribution not included in income
  • Tax deferred accumulation
  • May purchase life insurance with pre- tax dollars
  • Pure death benefit from life insurance inside the plan payable income tax free
  • Income tax payable only on distributions from the plan
To Book an Appointment, Click Here!
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<p class="MsoNormal" style="mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;"><strong><span style="font-size: 12.0pt; font-family: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman';">Executive Bonus Plan Funded with Life Insurance</span></strong>
&#160;

Executive Bonus Plan Funded with Life Insurance  

  • Current Tax Deduction
  • Potential to access cash value during your lifetime using tax free loans and withdrawals
  • Tax deferred accumulation of cash value
  • Income tax free death benefit
  • Opportunity for accelerated benefits in the event of a qualifying terminal, chronic or critical illness, or critical injury
  • Selective participation
Learn more
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<p class="MsoNormal" style="mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;"><strong><span style="font-size: 12.0pt; font-family: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman';">Split Dollar Loan Arrangements</span></strong>

Split Dollar Loan Arrangements

  • Business will pay the premiums on a permanent life policy owned by the insured.
  • The business will treat the payment as a loan to the insured at minimum federal interest rates
  • Insured’s out of pocket equals the interest due on the loan
  • Business recovers outlays when loan is repaid through policy
  • Tax deferred accumulation of cash values
  • Income tax free death benefit
  • Opportunity for accelerated benefits in the event of a qualifying terminal, chronic or critical illness, or critical injury
  • Selective participation
Learn more
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<p class="MsoNormal" style="mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;"><strong><span style="font-size: 12.0pt; font-family: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman';">Salary Continuation Informally Funded with Life Insurance</span></strong>

Salary Continuation Informally Funded with Life Insurance

  • Promise to pay a future benefit
  • Tax deduction received when the benefit is paid
  • Tax deferred growth for participant
  • Selective participation
Learn more
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<p class="MsoNormal" style="mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;"><strong><span style="font-size: 12.0pt; font-family: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman';">The good news&#8230;you have a spectrum of programs to choose from &#8211; each provides different:</span></strong>

 

The good news…you have a spectrum of programs to choose from – each provides different:

  • Tax benefits
  • Personal or business control over the program
  • Government regulations
Learn more
<strong><span style="font-size: 12.0pt; font-family: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman';">Retaining Key Employee's</span></strong>

Retaining Key Employee's

As you can see, each of these choices will deliver different results. In many cases, a combination of programs will actually work best to deliver positive results to you, your business and your key people.

Learn more