Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Can I Refinance My Mortgage? This calculator can help determine whether it makes sense to refinance your mortgage. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k). Investing with Your Heart For some, the social impact of investing is just as important as the return, perhaps more important.